Car Insurance Quotes Colorado

USA Car Insurance Quotes Colorado average is $695 per year. Check American Family Car Insurance Quotes in Colorado here. Car Insurance Quotes PA (Pennsylvania) details are available here. Their most economical policy for a 40-year-old SUV driver with a clean record, outstanding credit, and state minimum insurance is roughly $246 per year. A 20-year-old luxury vehicle driver with a DUI, bad credit, and full coverage pays the least at about $5,497 per year. Using the chart below, drivers may compare the cost of a state minimum and full coverage auto insurance policy.

Car Insurance Quotes

In the event that you’re a motorist searching for Colorado car insurance quotes, you’ll want to go with a firm that offers inexpensive coverage as well as excellent customer service. Our review team examines the state’s minimal insurance requirements, the cost of vehicle insurance in Colorado, and our best picks for affordable auto insurance quotes in the Centennial State of the United States of America. Continue reading to find out more about auto insurance quotes in Colorado.

Car Insurance Quotes Colorado

Coverage Level USA Average Annual Quote

State Minimum Liability$304
100/300/100 Comprehensive/Collision$716

American Family Car Insurance Quotes in Colorado

It costs around $1,899 per year to maintain an American Family automobile insurance coverage in Colorado. According to this firm, an average annual premium of $977 is charged to a 40-year-old SUV driver with a clean driving record, great credit score, and state minimum insurance. Meanwhile, Progressive’s most costly quotation is around $7,788 per year, and it is for a 20-year-old luxury car driver with a DUI on their record, a terrible credit score, and full coverage. You may use the table below to compare the costs of a state minimum vehicle insurance policy and a full coverage car insurance policy based on the information you provide about your driving profile.

Coverage Level             American Family Average Annual Quote

State Minimum Liability$1,212
100/300/100 Comprehensive/Collision$1,957

Car Insurance Quotes PA

Car insurance in Pennsylvania costs an average of $42 per month, or $501 per year, according to the state. While the average cost of vehicle insurance in Pennsylvania is 30 percent cheaper than the national average auto insurance premium, Pennsylvania is ranked 17th among all states in terms of having the most inexpensive car insurance rates in the country. As a result of its research, NerdWallet found that the average cost of full coverage vehicle insurance in Pennsylvania is $1,535 per year, or around $128 per month. Pennsylvania’s bare minimum coverage costs an average of $458 per year, but we discovered that you may likely get a policy for less money.

Colorado Car Insurance

If you’re driving in Colorado, whether you’re travelling to the slopes or to the workplace, be sure you have current Colorado auto insurance before you hit the road. In certain cases, drivers who fail to provide evidence of insurance may risk fines of up to $500 as well as points being added to their driving record and, in other cases, suspension of their licenses and community service hours. Vehicle registration in Colorado is also contingent on drivers providing evidence of insurance to the Colorado Bureau of Motor Vehicles. If you need auto insurance in Colorado or if you want to transfer carriers, you may compare Colorado car insurance rates online.

This chart shows the minimum auto insurance drivers are required to have in Colorado to be considered fully covered.1

CoverageAmount per Accident
Bodily Injury Coverage$20,000 per person and $50,000
Property Damage Coverage$15,000
Uninsured Motorist Bodily Injury Coverage$25,000 per person and $50,000
Medical Payments$5,000

Relevant factors of cheapest car insurance in Colorado

  • How long have you been driving?
  • No citations or accidents?
  • Does having comprehensive and collision coverage on my car make sense?
  • Should I get glass damage insurance?
  • What deductibles do I need?
  • If you often transport friends and family, how much medical payments coverage do you need?

Average Cost of Car Insurance in Colorado

A year’s worth of automobile insurance in Colorado costs on average $1,704 per person. 2 This is a 14.5 percent increase above the national average salary. Of course, the cost of your vehicle insurance will be determined by a variety of criteria, including your age, where you reside, and your driving record. Some individuals just get the minimal minimum coverage, but others enjoy the comfort and security that comes with additional protection and coverage. It allows you to personalize your Colorado vehicle insurance policy so that you only pay for what you need.

Colorado Teen Driver Licensing Process

To acquire their license at 16, Colorado kids must begin driver’s instruction before they turn 15. Colorado mandates that minors get a learner’s permit for 12 months before seeking for a license. Colorado law forbids drivers under the age of 18 from using a cell phone while driving unless there is an emergency. Drivers 18 and older may only text while driving if it is an emergency or to call the police or fire service.

The procedure for acquiring a driver’s license varies by age:

  • Before you may apply for a learner’s permit, you must finish a 30-hour driver’s education course (minimum age 15). Licensing applicants must have logged 50 hours of driving, completed a 6-hour training course, and retained their permit for 12 months.
  • To get a learner’s permit, you must be between the ages of 15 and 6 months and 16. If you are under the age of 16 and 6 months when you apply for a license. You must also complete 6 hours of behind-the-wheel instruction.
  • There are no pre-requisites obtaining a learner’s permit if you start aged 16 or 17. Licensing applicants must have accumulated 50 hours of driving experience and retained their permit for 12 months. Optional 6 hour behind-the-wheel training
  • Unless accompanied by an instructor, parent, or legal guardian, driving between midnight and 5 a.m.

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Get A Colorado Car Insurance Quote

It doesn’t matter whether you’re searching for new car insurance or switching carriers; we suggest collecting quotes from many different companies and comparing them to make sure you’re receiving the finest coverage at the lowest possible insurance rates. We reviewed 30 of the finest vehicle insurance companies based on their financial strength, availability, customer service, pricing and discounts, coverage, and technological capabilities in order to assist you in making a better informed selection. You can find out more about our top recommendations by reading our evaluation of the best auto insurance providers.

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